Author's details

Date registered: November 14, 2012

Latest posts

  1. Why Are People Applying For Micro Loans? — April 13, 2016
  2. What Does Being Blacklisted Mean? — February 22, 2016
  3. It Is Not Your Credit Card’s Fault — February 19, 2016
  4. Never Ending Debt — February 8, 2016
  5. Don’t Get Fooled By These Scams When Applying For a Personal Loan — January 15, 2016

Author's posts listings

Apr 13

Why Are People Applying For Micro Loans?


What is the most common reason people in South Africa think they have no other option than apply for a Micro or Payday Loan? You may be surprised it is for consumption; people are desperate to put food on the table and will do anything to provide for their family, they are even willing to …

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Feb 22

What Does Being Blacklisted Mean?


When you are not paying your accounts regularly and on time you can be considered as a defaulter, making it very difficult for you to get credit again. Luckily there are ways how you can become credit worthy after being blacklisted, however you will need to be very disciplined if you want to succeed in …

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Feb 19

It Is Not Your Credit Card’s Fault


Surely credit card debt is expensive and can land you in big financial trouble, but you only have yourself to blame if this happens. Having a credit card to use in times of emergencies can be a very helpful tool. If you use your card responsible and not misusing it, it is very unlikely that …

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Feb 08

Never Ending Debt


Perhaps you are feeling trapped and are extremely frustrated as it feels like you will never see the bottom of your debt, even if you are not skipping payments. Did you know that a big part of that installment goes towards the repayment of the interest on the debt, or perhaps you are sometimes paying …

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Jan 15

Don’t Get Fooled By These Scams When Applying For a Personal Loan


There is a very good saying “when something sounds too good to be true, it is too good to be true” and believe me that is true. Here are some tips on how to recognize some scrupulous financial lenders whose only interest is to scam you out of your money. What to look out for …

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Jan 13

How Being Blacklisted May Affect Your Credit


Having a bad credit score, regardless if it is for reasons behind your control or just past negligence it will affect your financial life negatively.   What will happen when you apply for a loan? There are several financial lenders catering for the consumer with bad credit as well, however you should be aware of …

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Dec 14

Your Child Is Never Too Young To Start Learning The Value Of Money.


It is not easy to say no to our children when they ask us to buy them something and we do not have the money for  it, regardless if it is a small or big item. What Should I do? Start teaching your kids the value of money and the importance of saving even if …

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Dec 10

How to Get The Best Interest Rate on Your Loan

int rates

When applying for a personal loan the interest rate you will be charged is of utmost importance. Let’s have a look at what you can do to get the best deal. Protecting Your Credit Score and Why It Is Important The interest rate you will be charged depends on your own personal profile. Each individual‘s …

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Aug 05

Do Not Allow Debt to Rule Your Life


Debt can ruin you financially and physically if it is not handled with care. Prevention is always better than cure, but what if you are already caught in a debt trap? We will look at the before and after debt scenarios. Scenario 1 – Before Debt Jane just got a new job and is very …

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Aug 04

You Can Save Every Day!!!

Challenge yourself and see how much you can save on a daily basis by applying a few simple rules. Use cash – Do Not Pay by Using Your Credit or Debit Cards When you pay in cash for daily living expenses you will not easily buy extra luxury items as you will only be able …

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